糖兄,may i have some top up loan question: My Income p/month: 1) MY salary nett income RM3950 (after epf/ Pcb and govt insurance). 2) House Rental A - RM950 (got stamped LHDN). 3) House Rental B - RM1550 (got stamped LHDN). Installment commitment p/ month: 1) Car RM908 (Public Bank) 2) House A - RM620 (CIMB Bank) 3) House B - RM1050 (Ambank) Credit Card credit limit: 1) Std bank RM10K 2) CitiBank RM11K 3) Ocbc RM20k * All credit card i pay punctual and pay ful ... ...