政府 URUS AKPK

pohpiah

各位，关于政府的URUS计划，我成功申请了Option 2 (housing loan)，也有offer letter了。需要去银行一趟还是直接开始了？我现在不要这债务重组计划了，放着不管可以吗？或者怎样cancel呢？

舞猫猫

还没有听说过这个URUS，楼主来介绍一下？

pohpiah

舞猫猫 发表于 15-3-2022 08:28 AM
还没有听说过这个URUS，楼主来介绍一下？

As announced by the Government of Malaysia on 13 October 2021, the URUS Assistance Scheme (the ‘Scheme”) is a collaborative effort between Agensi Kaunselling dan Pengurusan Kredit (“AKPK”) and the banking industry, and is introduced to assist vulnerable borrowers/customers impacted by COVID-19, who continue to experience cash flow difficulties.

The Scheme is only open to B50 individuals :

Having a household gross income of up to RM5,880; and
Who experienced loss of employment or 50% income reduction; and
Who are currently enrolled in the CIMB Payment Assistance Programme as at 30 September 2021; and
Whose loan/financing is still performing (not in arrears exceeding 90 days) as at the date of their application.

The options available under this Scheme are:
Option 1: 3-months waiver on interest/ profit; OR
Option 2: 3 months waiver on interest/profit AND up to 2 years reduced instalments.