Maybank-Senior PA. SeniorGold

武林至尊

这份保单还不错的。一般上的老人PA注重在意外发生的死亡，终身残废等意外保障。但这份计划除了一般的保障范围外，他还包括了：
每日住院津贴高达RM 160/天
ICU 高达 RM 2000/宗意外
看护津贴高达RM 100/天
医疗费用高达RM 20000/宗意外

skyme

回复 2# 武林至尊


refer to below,can you explain to me..thanks
This wonderful product ensuresGuaranteed Acceptance and No Medical Check- up required! It provides up to 5 times of the principle sum insured for Accidental Death Benefit with an affordable premium. Even more… this plan offers an essential coverage for the elderly, which is natural death. It also gives you coverage up to 100 years old which ensures your golden years a total peace of mind!
Benefits
Accidental Death Benefit
In the event of accidental death, the Accidental sum insured will be payable according to the attained age of the insured.                  Accidental Death Factors
Attained Age
Basic Sum Assured
50 - 65
x 5
66 - 80
x 3
> 80
x 2
Natural death Benefit
- Natural Death Benefit after 2 consecutive years policy incepted.
In the event of natural death occur after 2 consecutive years from the date of policy incepted, the basic sum assured is payable according to the entry age sum insured table.

- Natural Death Benefit within the first 2 years policy incepted.
In the event of Natural Death occur within the first 2 years from the date of policy incepted, all premium paid will be refunded.

Repatriation Benefit
The company will reimburse up to RM3,000 to the insured’s legal representative for the cost of bringing the mortal remains back to Malaysia in the event death of the insured occurs whilst travelling outside Malaysia .

Maturity Benefit
Basic Sum Assured is payable upon the survival of the insured to the maturity of policy (100th birthday of the insured).

Cash Value
In the event the policy is surrendered prior to the maturity date, some amount of surrender value is payable.Underwriting
1) Entry Age
Insured : 50 to 80 years old
Policyholder : 18 years old and above

2) Mode of Payment
~ Annually
~ Semi-annually
~ Quarterly
~ Monthly

3) Maximum Sum Assured
Each applicant can apply for maximum 5 units only.

4) Policy Maturity Age
100 years old

Table of Description for Benefits
Benefits
Minimum
Maximum
Monthly Premium
RM50
RM250
Number of Unit
1
5
Accidental Death Benefit
Attained Age
Basic S/A
50 - 65
x 5
66 - 80
x 3
> 80
x 2
Natural Death Benefit After 2 Consecutive Years Policy Has Incepted
Basic Sum Assured
Natural Death Benefit Within The First Two Years Policy Has Incepted
All Premium Paid Will Be Refunded
Repatriation Benefit
Up to RM 3,000
Maturity Benefit
Sum Basic Assured

武林至尊

看到第一段就有问题了。

this wonderful product ensuresGuaranteed Acceptance and No Medical Check- up required! It provides up to 5 times of the principle sum insured for Accidental Death Benefit with an affordable premium. Even more… this plan offers an essential coverage for the elderly, which is natural death. It also gives you coverage up to 100 years old which ensures your golden years a total peace of mind!

红色字体，你哪里得到的资料啊？
我知道的只是到75岁。确定是Senior PA 吗？

kteng7739

请用中文交流

武林至尊

请用中文交流
kteng7739 发表于 9-9-2010 07:44 AM

    合约都是用英文或马来文的，没办法用中文。呵呵～

爱历史

用Google Translate来翻译吧！！！

武林至尊

用Google Translate来翻译吧！！！
爱历史 发表于 9-9-2010 11:09 PM

   
一般上我们都不会翻译英文合约，除非我们是专业的翻译员。尤其是用系统直接翻译的，我见过一个网友翻译一篇英文短文。翻译出来的效果，连我这个英文半桶水都不禁摇头失笑。

junnynoel

武林至尊 发表于 5-9-2010 05:17 PM
这份保单还不错的。一般上的老人PA注重在意外发生的死亡，终身残废等意外保障。但这份计划除了一般的保障范 ...

你好，请问老人gastric ulser过世有得赔吗，发现后来不及手术而去世的