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如果要买保险,你们会选择买哪间保险公司呢?为什么?

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发表于 16-6-2014 12:15 AM | 显示全部楼层
jimkhor84 发表于 9-9-2011 11:16 AM
有啊,刚才看了年龄(下一个生日) 56~60 的女性是大概 RM1.7K (当然一年就burn掉的)
如果60岁就开 ...

他们最近出了新的医药卡,不需要co -insurance 的可以去参考参考
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发表于 2-7-2014 03:33 PM | 显示全部楼层
joanne0 发表于 1-5-2014 09:59 PM
我想买医药卡跟人寿保险给我家人。请各位代理 pm 我详细资料和 quotation。
1. 男 35岁 Admin 无抽烟 (bud ...

你好,我是AIA保险代理员,可以留下联系号码/email吗?以便我跟你分享我们公司的保单,谢谢。
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发表于 4-7-2014 03:49 PM | 显示全部楼层
tiramisu83 发表于 28-5-2014 10:35 AM
保险没最好的,只有适合自己与否
我本身有AIA和Allianz的,两个都是ILP

嗨。你好,想知道为什么你要取消AIA 的医药卡呢?你已经取消了吗?
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发表于 4-7-2014 05:55 PM | 显示全部楼层
tiramisu83 发表于 28-5-2014 10:35 AM
保险没最好的,只有适合自己与否
我本身有AIA和Allianz的,两个都是ILP

每家保险公司claim和underwriting的条件和严格度都不一样。不建议你cancel其中一家。
diversify会比较好。况且你cancel了其中一家再upgrade保障,新upgrade的 sum assured 也会有waiting period
本帖最后由 心.盈 于 4-7-2014 06:00 PM 编辑

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发表于 14-7-2014 11:36 AM | 显示全部楼层
我想要买医药卡,36疾病/人寿和意外险。 请各位代理 pm 我详细资料和 quotation。
男 27岁 工程师  无抽烟 (budget : RM 100 ~ RM 200 / Monthly, all in)

谢谢。
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发表于 9-8-2014 09:08 PM | 显示全部楼层
namjst 发表于 19-5-2014 02:36 PM
AIA70岁生日之前都可以买到。
不过只限医药卡

谢谢您,哪保费是不是会很贵的。。听说要500元一个月。。。
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发表于 9-8-2014 09:11 PM | 显示全部楼层
请问,保险保单里有portfolio of withdrawal 是不是保险公司可以随随便便就不买给您的??还是随时中断保客的保险。。??
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发表于 9-8-2014 09:20 PM | 显示全部楼层
totoro008 发表于 9-8-2014 09:08 PM
谢谢您,哪保费是不是会很贵的。。听说要500元一个月。。。

600++ 一个月
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发表于 9-8-2014 09:21 PM | 显示全部楼层
totoro008 发表于 9-8-2014 09:11 PM
请问,保险保单里有portfolio of withdrawal 是不是保险公司可以随随便便就不买给您的??还是随时中断保客 ...

如果是 yearly renewable 的就是这样。
你买GUARANTEE renew 的就OK 了。
不过医药卡的价钱,公司是有权起价的哦
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发表于 9-8-2014 09:26 PM | 显示全部楼层
namjst 发表于 9-8-2014 09:21 PM
如果是 yearly renewable 的就是这样。
你买GUARANTEE renew 的就OK 了。
不过医药卡的价钱,公司是有权 ...

谢谢,哪是不是每一间保险公司都有这个clause的?听说Prudential的没有这个。。
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发表于 9-8-2014 09:48 PM | 显示全部楼层
你可以参考一份保单,那你就知道答案了
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发表于 20-12-2014 05:00 PM | 显示全部楼层
心神怡 发表于 8-9-2011 10:43 PM
最近我在帮妈妈找医药卡因为今年年尾我妈妈就59岁了,不买以后就不能买医药卡了。

比较了价钱后就决定买 ...

推荐allianz
不过你母亲的年纪满大了
保费应该满贵的哦


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发表于 28-12-2014 05:01 PM | 显示全部楼层
本帖最后由 SilLyPanDa 于 28-12-2014 09:02 AM 编辑
心.盈 发表于 4-7-2014 09:55 AM
每家保险公司claim和underwriting的条件和严格度都不一样。不建议你cancel其中一家。
diversify会比较好 ...

我刚刚向朋友买了第2份保单。
现在2份都不同公司的

目前正在考虑要不要砍掉一家,然后upgrade另一份。。。










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发表于 6-1-2015 06:31 PM | 显示全部楼层
本帖最后由 cef_toko 于 6-1-2015 06:33 PM 编辑

agent没做了,保险公司寄一封信来通知保单由其上司单位接收,信里没提及联络电话。多次打电话给agent,不接电话,短讯agent,想问是什么情况,没答,只是回复他上司的电话。打电话给他上司,他上司讲找他秘书,找他秘书,秘书说不懂保险的东西,有什么问题会问上司,然后再给我知道。

一份买了多年的保单,agent没做了,也不通知顾客。买的时候,说有什么保险事就找他,会立刻回复。。。。哪里知道,却是那么不负责任。。。

为什么买保险需要agent?为什么commission要这么快给完agent呢?为什么不保留一些,如果agent不做了,可以拿来回扣给顾客或者给接收保单的agent以便接收的人会比较甘愿接收
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发表于 19-2-2015 11:39 PM | 显示全部楼层
cef_toko 发表于 6-1-2015 06:31 PM
agent没做了,保险公司寄一封信来通知保单由其上司单位接收,信里没提及联络电话。多次打电话给agent,不接 ...

其实保险经纪的拥通常会抽3年到6年每份保单会抽10%到20%
但是如果你一份保单都卖不出的话还惨过做乞丐因为保险经纪是O低薪的
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发表于 5-7-2015 12:39 PM 来自手机 | 显示全部楼层
我觉得最重要是看保险Agent的服务态度如何吧,每间保险公司的保单都是差不多的。问题是当真正面对问题时,那个人是可以帮得到你做东西
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发表于 15-7-2015 05:10 PM | 显示全部楼层
马来西亚十大寿险公司:

Great Eastern Life Assurance (Malaysia) Berhad

The company’s tagline, ‘Life is Great!’ aptly reflects its ambition for continuous growth. Great Eastern currently employs more than 21,000 agents and has 21 operational branches in the country alone. Today, Great Eastern benefits from a wide network across South-East Asia – one which covers neighbouring countries: Singapore, Brunei and Indonesia as well as China and Vietnam. It is also the largest life insurance company in Singapore.

American InternationalAssurance (AIA) Berhad

AIA Berhad is the largest independent listed pan-Asia life insurance group in the world. In Malaysia, the insurer boasts a network of 23 branches and markets a portfolio of life insurance products via a multi-distribution system.

Allianz Life Insurance Malaysia Berhad

Allianz Life Insurance Malaysia Berhad (Allianz Life) offers a comprehensive range of life and health insurance and investment-linked products. Allianz Life has been recorded as one of the fastest growing life insurers in Malaysia and continues to show strong growth with RM621.6 million in GWP for the first six months of 2012, increasing by 12.5% since last year.

Prudential Assurance Malaysia Berhad

Prudential Assurance Malaysia Berhad (PAMB) is part of Prudential plc of the United Kingdom and was established in Malaysia in 1924.Currently it has the backing of some1,300 employees and over 13,000 agents and wealth planners to offer its full range of financial solutions through 43 branches nationwide

Mayban Life Assurance Berhad

Mayban Life Assurance Berhad(Mayban Life) is the life insurance subsidiary of Maybank which started operations in 1993. The absence of an agency force sets Mayban Life apart from the rest. Its products are not distributed by life agents,but by trained specialists located in Maybank branches throughout Malaysia. Mayban Life customises its life insurance schemes exclusively for Malaysians from all walks of life and that incudes financial planning for children’s education, retirement,protection and investment schemes.

Tokio Marine Life Insurance Malaysia Berhad

Tokio Marine Life is the preferred life insurer with over 130 years of global experience and over 60 years of local presence in delivering solid propositions to their customers through its products and services.Tokio Marine Life is a member of Tokio Marine and Nichido Fire Insurance Co., Ltd, the oldest and largest non-life insurance company in Japan with more than17,000 employees, 46,000 agents and operates in 446 cities over 39 countries* worldwide. It is has a credit rating** of AA- by Standard & Poor’s, Aa3 by Moody’s and A++ by A.M. Best.

Zurich Insurance Malaysia Berhad

Zurich Insurance Malaysia Berhad was born when Zurich Insurance Group acquired Malaysian Assurance Alliance Berhad from MAA Holdings in 2011. Acquiring a wealth of talent, the company is powered by an employee base of more than 1,000 people, excluding 4,500 life agents and 3,000 general insurance agents.

Manulife Malaysia

Manulife Malaysia has long enjoyed a presence in Malaysia,albeit under different names.Having first been established as a branch of Bahamas-based British American Insurance Co, it went on to become British American(Malaysia) Insurance Berhad and later, John Hancock Life Insurance Berhad before becoming Manulife Malaysia as it is known today.Currently, the company serves its customers through its 1,900 agents and 50 branches spread across the Peninsular and East Malaysia.

Hong Leong Assurance Berhad

Hong Leong Assurance Berhad (HLA) has been operating in Malaysia as a general insurance company under the name, Malaysia Pacific Insurance Berhad in 1972 but only added the life insurance business into its range of products and services a year later. HLA today is one of Malaysia’s leading domestic brands for financial planning and protection solutions, specialising in Life Insurance products and services
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发表于 4-8-2015 12:23 PM | 显示全部楼层
我是买大东方的。。刚开始买的时候,还懵懵懂懂。 (笑)  不过话说回来, agent售后服务真的很重要。 有些agent拿了commision之后,就爱理不理了。。
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发表于 24-9-2015 09:20 PM | 显示全部楼层
谢谢分享
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发表于 30-9-2015 03:38 PM | 显示全部楼层
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