crystal1234 发表于 29-11-2012 05:30 PM 
有一点你要知道的就是你的扣税的钱，在55岁后才可以提出
如果你现在45岁还好，如果现在20或30岁，你那笔 ...
大家的口语说 PRS 是 EPF 2 ，就是养老金，
一锁就几十年，政府所以要给税务回扣就是因为大家有顾虑。
贴个数字供参考，提醒大家养老金不足的情况
While the majority of Malaysians do save, they are unaware
of the amount needed for a comfortable retirement. On
average, Malaysians are expected to live up to75 years.
Most underestimate the impact of increased life expectancy
and inflation rate, and assume that their savings are sufficient
to support their old age.
_ Malaysians are expected to spend 20 years in retirement
upon retiring at an estimated age of 55.
_ The average Employees Provident Fund (EPF)savings that
active members have at age 54 is RM149,216
_ This translates to an average of RM621 everymonth for the
next 20 years.
Is RM621 a month enough for you?
You won’t have to lower your standard of living during
retirement if you are well prepared. To maintain your current
lifestyle in your later years, you need to take advantage
of available saving and investing options like the private
retirement scheme (PRS) has become the newest way to
start saving and investing for retirement.
转帖自CIMB网站
本帖最后由 tboontan 于 29-11-2012 05:49 PM 编辑
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发表于 29-11-2012 05:09 PM
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