【MAYBANK 1155 交流专区】马银行

sambora

刚查了最新市值,马银行重会龙头老大.联昌屈居第二.大众滑至第三.

sambora

老巴的身家可以买4间马银行

Edward612

原帖由 sambora 于 10-12-2008 01:00 PM 发表
刚查了最新市值,马银行重会龙头老大.联昌屈居第二.大众滑至第三.

我在星洲日报也是看到这个排名。
其实报纸上的报道是错误的。
正确的答案如下（根据昨日收市的股价计算）。

NO	Stock	Total Shares	Stock  Price	Market Cap(RM  Million)	P/E	DY	EPS	ROE
1	PBBANK	3531926	RM  8.300	29138.39	13.8	9.04	0.633	22.74
2	MAYBANK	4881146	RM  5.000	25137.902	8.33	10.5	0.601	15.17
3	COMMERZ	3570981	RM  5.550	21068.788	7.1	9.01	0.839	16.7
4	HLBANK	1580107	RM  4.960	7900.535	10.6	4.84	0.512	14.58
5	RHBCAP	2153475	RM  3.520	7537.163	10.6	3.86	0.358	8.853
6	AFG	1548106	RM  1.620	2833.034	6.61	3.89	0.254	14.67
7	EONCAP	693209	RM  2.960	1968.714	9.22	3.38	0.321	7.097
8	AFFIN	1494367	RM  1.250	1912.79	7.44	4	0.191	5.942
9	BIMB	891390	RM  0.865	739.854	3.26	1.73	0.265	23.5
10	UBG	273104	RM  2.450	658.181	0.57	0	1.922	144.1
11	AEONCR	120000	RM  2.560	308.4	9.21	5	0.326	18.39

今天MAYBANK的股价上升25仙（起5%）了。
希望不是昙花一现吧！

[ 本帖最后由 Edward612 于 10-12-2008 05:26 PM 编辑 ]

Edward612

原帖由 sambora 于 10-12-2008 01:01 PM 发表
老巴的身家可以买4间马银行

老巴的价值投资理念就是喜欢投资在拥有绝对品牌价值的企业。
可口可乐（全球排名榜首）,吉列胡须剃刀（全球排名14）,美国运通（全球排名15）就是绝佳例子。

http://www.interbrand.com/best_global_brands.aspx?langid=1000

http://www.berkshirehathaway.com/2007ar/2007ar.pdf
（PDF里头的第15页）

[ 本帖最后由 Edward612 于 10-12-2008 06:00 PM 编辑 ]

33333

看好的人，最近应该可以累积了，已经停留很久了

web

原帖由 Edward612 于 10-12-2008 05:25 PM 发表


我在星洲日报也是看到这个排名。
其实报纸上的报道是错误的。
正确的答案如下（根据昨日收市的股价计算）。

NOStockTotal SharesStock  PriceMarket Cap(RM  Million)P/EDYEPSROE 1PBBANK3531926RM  8.300 ...

Commerz 的股息最吝啬，才15仙，DY怎么可能9.01。
报纸最喜欢乱盖。

ThermoFisher

馬銀行股價慘遭滑鐵盧

2009年1月17日
報導 - 翁慧琪

(吉隆坡16日訊)馬銀行(MAYBANK，1155，主板金融股)欲進一步籌集30億令吉的消息出爐，分析員指其盈利將因此稀釋，導致該股股價即時滑鐵盧，暴跌程度更創下兩週以來的最高紀錄。

隨著馬銀行總裁兼首席執行員拿督斯裡阿都瓦希透露，要透過多種方式籌集30億令吉後，馬銀行在週五大跌3.6%或20仙，以5.30令吉掛收，寫下去年12月31日以來的最大跌幅。

目前，馬銀行正計劃籌集額外30億零吉，以推高其第一級資本比率和強化其資產負債表，而管理層正物色合適的途徑。為了用作營運資本和印尼國際銀行、巴基斯坦MCB銀行和越南安平銀行的收購事宜，該銀行的目標是籌得大約120億令吉。根據管理層所言，馬銀行截至目前已經透過創新及非創新第一級基本債券，籌得91億零吉。

達證券分析員相信，馬銀行能夠以多種方式，籌集其餘30億令吉。其中一種方案是透過現金索求(cashcall)。假設馬銀行以5.00令吉的價位發售比例8配1的附加股，該分析員預測該銀行將能夠籌得31億令吉，足以達到120億令吉的目標。然而，該分析員不排除這個方式，會稀釋馬銀行的09到2011財政年盈利預測，大約6至12%。

除此之外，馬銀行還可以選擇脫售15%股權給策略夥伴或投資者，代替上述附加股方案，以每股5.00令吉的價格計算，將有望可以籌集高達37億令吉。

另一方面，分析員還預測，馬銀行可能會選擇大幅削減股息支付率，如股息派發減半，從目前的70%降低到35%，或者每股20仙左右，他相信此舉能夠讓該銀行省下大約10億令吉。儘管此方案能夠減輕馬銀行的資本負擔，可是低派發率即意味只有3.6%的低股息回酬。

無論如何，達證券分析員維持09至2010財政年的40仙每股股息預測，同時會繼續等待馬銀行管理層有關資本結構的進一步解釋。該分析員也保持「賣出」的建議，以及目標價格5.30令吉。

分析員依然對馬銀行深感擔憂，特別是在印尼國際銀行蒙受鉅額減值虧損、貸款成長放緩和呆帳增加，其盈利表現和銀行未來得資本管理都會受影響。此外，該銀行亦可能面對盈利稀釋，還有外資持股率劇減的風險。

今天在星洲日报看到马银行的外资持股率已经从2007年的20%暴跌至2008年的10%，相比大众银行的30%外资持股率和联昌的40%，是否显示了马银行已经被外资遗弃了。。。

8years

原帖由 8years 于 29-3-2008 01:32 PM 发表
最惨的可能是买进过后才发现里面很多坏账和虚报盈利或资产，maybank的这个交易分分钟10年也赚不回钱，是最大的错误。想不到原任一走就有一个猪头来管理

有本事就长期持有，我就要看持有的人有什么 ...

又再看到长期持有的下场了，真的很爽。还有信心的不凡继续长期持有，最好average down。

tan81

我又来劝你不好这么讲。
烧到手的人，不是那么好心情的。

ThermoFisher

盲目的长期持有是危险的，马银行的基本面已经开始恶化，必须检讨继续持有的理由。。。

terryhua

鱼大， 那里的基本面已经恶化呢？？？
公司不赚钱？ 还是他筹资有问题？？？
不对请shoot我。。。
谢谢。。。

goodluck88

把钱往咸水海里面扔的银行基本面会好到哪里去？？？

ThermoFisher

你只要留意它接下来的业绩报告和公司最近的动向就行了。。。

terryhua

好的，谢谢鱼大的指教

cct2048

要深入了解一家公司
最好是做实地考察

有空不妨去马银行几家分行走走看看

866866

原帖由 cct2048 于 18-1-2009 07:43 PM 发表




要深入了解一家公司
最好是做实地考察

有空不妨去马银行几家分行走走看看

去bank走多几趟就可以知道它的业务？

u346018

去拍卖行走一下看看哪家银行被拍卖的东西最多，
就是最高风险的。

98年时到处都是MBF拖回来的车。

Edward612

http://www.maybank2u.com.my/mbb_ ... outUs/AU02-Newsroom

Jan 23, 2009

Maybank today announced that its Base Lending Rate (BLR) will bereduced by 55 basis points from 6.5% to 5.95% effective 3 February2009. The revision takes into account the reduction in the floor rateof the 1 and 12 months fixed deposits by 50 basis points and thereduction in Overnight Policy Rate (OPR) by 75 basis points. This isaimed at enabling the Bank’s borrowers to enjoy the immediate benefitfrom the overall lower cost of funding.

The base financing rate(BFR) of Maybank Islamic Berhad will similarly be revised downwardsfrom 6.5% to 5.95% effective 3 February 2009.

“The reduction inour lending rate is part of our ongoing commitment towards the creationof a more supportive monetary environment. Borrowers will enjoyimmediate benefits as the interest rates of all their loans pegged tothe Bank’s BLR will be adjusted accordingly,” said Dato’ Sri AbdulWahid Omar, President and CEO of Maybank.

He added that given thechallenging business environment, the lower cost of funding will be aboon to borrowers and help in sustaining positive economic growth inthe country. “We remain mindful of the needs of our customers and thecommunity at large, especially in facilitating business growth, andwill continue to support them with access to financial services.”  


Dato’ Sri Abdul Wahid said that together with the earlier reductionin BLR and BFR by 25 basis points on 1 December 2008, the Bank hasactually had to bear additional costs as deposit rates in general werenot lowered by the same quantum as the lending rates.

“Maybankand Maybank Islamic will nevertheless continue to play our part toassist customers manage their financial obligations in these times,including providing them with value-added advisory services. We arealso actively monitoring the operating environment and engaging withcustomers to offer them additional support where appropriate.”

Thelast revision in BLR and BFR of Maybank and Maybank Islamicrespectively was on 1 December 2008 when the rates were reduced by 25basis points to 6.5%.

Edward612

http://www.maybank2u.com.my/mbb_ ... outUs/AU02-Newsroom

Jan 20, 2009

Maybank today announced that it has issued more than 1 millionMaybankard Visa Debit ahead of its projected timeframe of a year at thedate of launch last year.

The Maybankard Visa is Maybank's firstdual purpose Bankard offering domestic and international access to thecardholders' bank account. The card is both an ATM card as well as adebit card providing customers even more convenience for payment thusexpanding their choices for payment of goods and services. Bankstatement or personal financial documents are not required to apply forthe Maybankard Visa and is issued free of charge for first timeapplication.

"The shorter than anticipated timeframe in achievingour 1 million Maybankard Visa Debit target reflects the brand strengthsof Maybank and Visa in payment convenience as well as the appeal of theMaybankard Visa in providing customers an array of benefits andconveniences as well as global access to more than 29 million Visamerchants," said Tan Sri Mohamed Basir bin Ahmad, Chairman of Maybankin accepting a special certificate from VISA International at MenaraMaybank honouring Maybank for its achievement in issuing its 1millionth Maybankard Visa Debit.

Tan Sri Basir also said that thepopularity of the Maybankard Visa Debit also reinforces the leadershipof Maybank in debit payments in Malaysia, "Payments via Maybank debitcards comprise 78% of total debit card sales in the country.  Maybankdebit card also achieved a total debit volume sales of RM1.2billion in2008.Since the introduction of Maybankard Visa Debit, our total debitsales volume increased by 147% within 10 months of the launch.

"Theincrease in debit spend is encouraging and testifies to Maybank'scommitment and efforts in supporting the government's initiative topromote greater cashless transactions and marks a shifting trend inpayment behaviour," added Tan Sri.

Tan Sri also said that Maybankwill continue to invest in technology and industry solutions tocontinue our leadership in payment and advance the electronic paymentsnot only using cards but also our other payment channels such as theATMs, phone banking, Maybank2u.com and mobile financial services.

Maybankis the largest card issuer and acquirer in Malaysia with a card baseconsisting of more than 7 million debit cards including the Visa debitcardmembers and over 1.6 million credit and charge cardmembers. It hasover 58,000 merchants and expanding. Maybank is also the first bank tooffer TreatsPoints on debit card spend. Customers also enjoy savingsfrom special reward programmes and discount campaigns. Debitcardholders can now also view their transactions online viaMaybank2u.com anytime anywhere.

Edward612

http://www.sinchew.com.my/node/99560?tid=1



（吉隆坡）隨著國家銀行大幅度調低隔夜政策利率（OPR）後，已經有11家銀行率先調低1個月和1年的定期存款利率，至分別為2.5%與3.0%的底限，惟基本貸款利率（BLR）卻“紋風不動”。

為了降低人民的負擔和刺激經濟，國行在1月21日調低隔夜政策利率75個基點至2.5%，並於1月22日，制定1個月和12個月的定存最低利率，分別定為2.5%與3.0%。

3個月、6個月、9個月、2年、3年或其他期限定存率，則由銀行自行制定。

據瞭解，國內5家本地與外資銀行已經搶先在週四（1月22日）調低定存率，分別是大眾銀行、盤谷銀行、德意志銀行、渣打銀行及大華銀行。

今日（1月23日），再有6家銀行跟進調低定存率，當中包括馬來亞銀行、興業銀行、匯豐銀行、豐隆銀行、美國銀行及花旗銀行。

馬銀行2月3日降基貸率0.55%

馬來亞銀行公佈下調定存利率的同時，也調低了基貸率，即下調0.55%至5.95%，由2月3日生效。

由於銀行“第一時間”調低定存利率，惟可望減輕人民和企業負擔的基貸率卻未“相應”調降，引起市場詬病。

國行：銀行需時間調整


國行發言人受詢時說，銀行客戶應給於銀行時間作出相應調整。

發言人說，隔夜政策利率調整即刻生效，但由3.5%減至2%的法定儲備率（SRR），2月1日才開始生效，銀行可能需要時間計算借貸成本，而延宕調整基貸率。

隔夜政策利率的頂限與底限分別為2.75%與2.25%。

發言人表示，目前正值農曆新年期間銀行職員多已請假，預計有關利率於農曆年後會相應作調整。

“國行將於農曆新年後監督，看看利率調整的情況。”

[ 本帖最后由 Edward612 于 23-1-2009 11:16 PM 编辑 ]