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发表于 1-4-2009 10:39 AM
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Banking system still flush with liquidity. Total deposits dipped marginally m-o-m by RM200m. On a
y-o-y basis, growth moderated to 8.3% in February ‘09 vs January 09’s y-o-y growth of 9.2%. This was
in part due to net foreign outflows during February. By holders, the lower deposits reflected withdrawals
by business enterprises and financial institutions while negotiated instruments of deposits and money
market instruments were the main types of deposit contraction. The loans to deposit ratio remained
relatively stable at 73.6% vs January 09’s 73.4%.
Asset quality still holding up. The banking system’s asset quality remains intact with no signs of
NPLs picking up. The 3-month net NPL ratio remained stable with net NPLs at 2.20% while the loan
loss coverage ratio sustained at 87.5%. However, we continue to be cautious over the potential lag
impact of an uptick in NPLs from the SME and consumer HP loan segment, which could emerge from
2Q09 onwards.
Interest rates down in tandem with lower OPR. Both FD rates and ALR fell on the cut in the OPR to
2.00% in February ‘09. The average FD rates ranged from 2.02% to 2.52% for tenures of between 1
month and 12 months, while interbank rates also trended lower to the range of 1.98% to 2.00%. The
average lending rates (ALR) and base lending rates (BLR) declined to their historical lows of 5.49% and
5.53% respectively from 5.77% and 5.91% previously. We expect this to be reflected in further
contraction in bank’s NIMs to roughly 2.58% from 2.64%.
Capital position remains strong. The banking system’s capitalisation remained strong, with the riskweighted
capital ratio and core capital ratio strengthening further to 13.0% and 11.1% respectively vs
January 09’s 12.6% and 10.7% respectively. |
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发表于 1-4-2009 11:50 AM
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发表于 1-4-2009 12:02 PM
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发表于 1-4-2009 12:37 PM
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楼主 |
发表于 1-4-2009 01:55 PM
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回复 647# isaacfong 的帖子
下是会下,你要耐心等咯
这个星期应该不太可能下来。 |
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发表于 1-4-2009 02:49 PM
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等 ........ ?
等代下次的机会 ....... ?
我也看好PUBLIC ....RM7.55 30 lots |
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楼主 |
发表于 1-4-2009 04:18 PM
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Stock Name | PBBANK | Stock Code | 1295 | Last Price | 7.700 | Change | 0.150 | High | 7.700 | Low | 7.550 | Volume | 9,812 | 01-Apr-2009 04:18 PM |
反弹鸟![](static/image/smiley/default/shy.gif) |
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发表于 1-4-2009 04:50 PM
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原帖由 弹煮 于 1-4-2009 01:55 PM 发表 ![](http://cforum4.cari.com.my/images/common/back.gif)
下是会下,你要耐心等咯
这个星期应该不太可能下来。
我看不容易下来了。报纸一直卖好消息,散户早都等不及买光光了,大家害怕来不及上船。 |
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发表于 1-4-2009 06:22 PM
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回复 640# 弹煮 的帖子
姐姐很神一下
![](static/image/smiley/default/icon_redface.gif) |
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发表于 1-4-2009 06:22 PM
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楼主 |
发表于 1-4-2009 07:09 PM
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原帖由 花生包 于 1-4-2009 04:50 PM 发表 ![](http://cforum1.cari.com.my/images/common/back.gif)
我看不容易下来了。报纸一直卖好消息,散户早都等不及买光光了,大家害怕来不及上船。
“不容易下来” 是你说的啊![](static/image/smiley/default/lol.gif) |
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发表于 1-4-2009 10:46 PM
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回复 655# 弹煮 的帖子
对啊!今天都起到7角钱了。反弹厉害哦!!
不过我是觉得没有那么容易维持的。金融股今年都不会太好了。
迟点还要看美国的车厂怎样哦! |
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发表于 1-4-2009 10:49 PM
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发表于 1-4-2009 10:50 PM
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发表于 1-4-2009 11:16 PM
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说实话,我还不想她上得这么快![](static/image/smiley/default/icon_redface.gif) |
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发表于 1-4-2009 11:24 PM
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回复 658# raymond8685 的帖子
哈哈。。你比较好。我一直在7等。。
现在那吉要接任,又还有大选,我想这几个星期都不太可能。![](static/image/smiley/default/tongue.gif) |
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发表于 2-4-2009 07:22 AM
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发表于 2-4-2009 08:47 AM
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政權轉移順利
股市4月有看頭
(吉隆坡1日訊)新舊首相交接一事隨著現任副首相納吉證實將于本月3日舉行后,大致已底定,僑豐投資研究指出,股市曾在3月間刮起的一陣狂風將在4月間持續,因為政權轉移順利抵消了企業業績不理想的負面衝擊。
僑豐投資研究發佈的分析報告說,投資者應買進“防禦型股”,例如大眾銀行(PBBANK,1295,主板金融)以及丹絨(TANJONG,2267,主板貿易)等。
至于流通率比較高的個股,例如怡保工程(IJM,3336,主板建築)、馬礦業(MMCCORP,2194,主板貿易)以及馬資源(MRCB,1651,主板建築),報告說也是不錯的買進選擇,因為這類個股能協助投資人安度“動盪”的月份。
報告說,4月“可不是愚人的月份…投資人必須很仔細的觀察市場動向,因為我們預計某些投資商機將再現。”
波動最激烈
3月間隆綜指總計跌了2%,這也是過去5個月來首個下滑的月份,因為期間政府承認大馬經濟今年可能會負成長,以及馬銀行(MAYBANK,1155,主板金融) 等2大公司宣佈將發行附加股。
隆綜指在整個3月間總計漲跌落差超過100點,創下自2008年10月以來波動最激烈的月份紀錄。
僑豐投資研究說,“政權交接順利”的情況下,預計大馬股市4月份前半期將上揚。
投資者應該在隆綜指跌至830點時進場“累績”股票,且應該在890點前脫手套利。 |
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发表于 2-4-2009 11:17 AM
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投資者應該在隆綜指跌至830點時進場“累績”股票,且應該在890點前脫手套利。
是投资者还是投机者???
傻傻分不清楚??? |
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发表于 2-4-2009 11:32 AM
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